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HOC is extended again
Aug 26, 2021
The HOC is a government initiative aimed at support homebuyers. Simultaneously, it encouraged the sale of unsold houses in Malaysia's real estate market.
It operates in cooperation with many well-known major developers, connecting potential buyers with qualified properties.
However, as a potential buyer, your true value comes from the financial rewards provided as part of the program.
Let’s see what are the benefits of the Home Ownership Campaign?

1. Full stamp duty exemption till RM1 million
According to the scheme, successful applicants who purchase residential residences worth less than RM 1 million will be exempted from stamp duty on Instrument of Transfer.

2. Partial stamp duty exemption till RM2.5 million
Besides that, for successful applicants who purchase residential residences more than RM1 million to RM2.5 million, you need to pay 3% stamp duty for Instrument of Transfer exceeding RM1 million.

3. Instruments on securing loans exemption

The Instrument of Securing Loan was also exempt from stamp duty for all properties in the scheme.

4. 10% house discount

In addition to stamp duty exemption, you can also enjoy a discount of at least 10% off the purchase price of the properties listed in the scheme.


Who is eligible for the Home Ownership Campaign?

1. Registered properties: Eligibility is only applicable to registered properties listed by the developer in the scheme.

2. Residential purposes: The purchaser must purchase the property for residential purposes only.

3. Malaysian citizens: The purchaser and co-purchaser must be Malaysian citizens.

4. 1 June 2020 to 31 December 2021: To be eligible for exemptions and discounts, a sale and purchase agreement (SPA) must be stamped between 1 June 2020 and 31 December 2021.


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